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About Membership Rewards

  • The programme
  • About earning points
    • 1. How do I earn points?


      You earn Membership Rewards Points for all eligible purchases charged to your Card. Simply use your American Express card for all your purchases and watch your Points add up quickly.


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    • 2. How are the points I earn calculated?


      With the American Express Membership Rewards Programme on Consumer Cards, you earn 1 Membership Rewards Point for every Rs. 40 spent on purchases on your American Express Platinum Card.On all other Consumer Cards, you earn 1 Membership Rewards Point for every Rs. 50 spent on purchases, except on fuel, insurance and utility services*.


      With American Express Membership Rewards Programme on Corporate Cards, you earn 1 Membership Rewards Point for every Rs. 40 spent on purchases on your American Express Platinum Corporate Card, except on telecommunications, insurance, fuel and other utility services*, where you earn 1 Membership Rewards Point for every Rs.100 spent.
      You earn 1 Membership Rewards Point for every Rs.50 on purchases on your American Express Corporate Card, except on telecommunications, insurance, fuel and other utility services*, where you earn 1 Membership Rewards Point for every Rs.100 spent.


      * • Telecommunications includes providers of landline phones, mobile phones, cable and other pay TV services, and calling cards.

      • Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs).
      • Other utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations; public housing societies and apartment associations.


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    • 3. How can I earn points more quickly?


      Simply follow these three easy steps:


      a. Remember to use your Card for all your purchases, from everyday shopping to paying your telephone bills to dining out. The more you spend on your Card, the more you accumulate Points
      b. Earn more rewards by sharing many of the benefits of your Card with someone special. Add Supplementary Cards to your account and you will earn points on those purchases too. For more information or to request a Supplementary Card, click here or call us on the number mentioned on the back of your Card.


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    • 4. If I don't have enough points can I buy them?


      Yes, you can. Your Points can also be 'topped-up' by purchasing Points in multiples of 1,000 (1,000 Points can be purchased for Rs. 400 only). You can buy Points equal to the Points already accumulated in your account or 10,000 Points (whichever is lower) and redeem them immediately against Non Travel Rewards. The cost of the Points purchased will be charged to your Card and will appear in your next statement #.

      # The charges for Points purchased under Points Top-up and balance payment made under 'Points+Pay' are not eligible for earning further Membership Rewards Points. Purchase of Points shall be purely at the discretion of American Express.


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    • 5. Why does my points balance not reflect what I spent in that statement?


      This is because your Membership Rewards statement cuts off 2-3 days prior to your Card statement. So, if there are charges on the account after the statement cut off, they will be reflected in your next Membership Rewards statement. If you are enrolled in Online Services then you can log in at any time to see your up-to-date balance online. If you wish to enrol in online service click here .


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    • 6. Can I transfer points to a friend?


      The Membership Rewards Programme allows you to transfer Points only to your own account with a participating Frequent Flyer Programme.


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    • 7. How do I check my points balance?


      Simply login your Card account to see your points balance


      Return to the top

    Have we missed anything?

    If you have any questions about the Membership Rewards programme or would like to learn more, please call us at our Membership Services on the 24 hour Toll Free numbers printed at the back of your Card

  • About redeeming points
  • Terms and Conditions
  • 1. How do I earn points?


    You earn Membership Rewards Points for all eligible purchases charged to your Card. Simply use your American Express card for all your purchases and watch your Points add up quickly.


    Return to the top
  • 2. How are the points I earn calculated?


    With the American Express Membership Rewards Programme on Consumer Cards, you earn 1 Membership Rewards Point for every Rs. 40 spent on purchases on your American Express Platinum Card.On all other Consumer Cards, you earn 1 Membership Rewards Point for every Rs. 50 spent on purchases, except on fuel, insurance and utility services*.


    With American Express Membership Rewards Programme on Corporate Cards, you earn 1 Membership Rewards Point for every Rs. 40 spent on purchases on your American Express Platinum Corporate Card, except on telecommunications, insurance, fuel and other utility services*, where you earn 1 Membership Rewards Point for every Rs.100 spent.
    You earn 1 Membership Rewards Point for every Rs.50 on purchases on your American Express Corporate Card, except on telecommunications, insurance, fuel and other utility services*, where you earn 1 Membership Rewards Point for every Rs.100 spent.


    * • Telecommunications includes providers of landline phones, mobile phones, cable and other pay TV services, and calling cards.

    • Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs).
    • Other utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations; public housing societies and apartment associations.


    Return to the top
  • 3. How can I earn points more quickly?


    Simply follow these three easy steps:


    a. Remember to use your Card for all your purchases, from everyday shopping to paying your telephone bills to dining out. The more you spend on your Card, the more you accumulate Points
    b. Earn more rewards by sharing many of the benefits of your Card with someone special. Add Supplementary Cards to your account and you will earn points on those purchases too. For more information or to request a Supplementary Card, click here or call us on the number mentioned on the back of your Card.


    Return to the top
  • 4. If I don't have enough points can I buy them?


    Yes, you can. Your Points can also be 'topped-up' by purchasing Points in multiples of 1,000 (1,000 Points can be purchased for Rs. 400 only). You can buy Points equal to the Points already accumulated in your account or 10,000 Points (whichever is lower) and redeem them immediately against Non Travel Rewards. The cost of the Points purchased will be charged to your Card and will appear in your next statement #.

    # The charges for Points purchased under Points Top-up and balance payment made under 'Points+Pay' are not eligible for earning further Membership Rewards Points. Purchase of Points shall be purely at the discretion of American Express.


    Return to the top
  • 5. Why does my points balance not reflect what I spent in that statement?


    This is because your Membership Rewards statement cuts off 2-3 days prior to your Card statement. So, if there are charges on the account after the statement cut off, they will be reflected in your next Membership Rewards statement. If you are enrolled in Online Services then you can log in at any time to see your up-to-date balance online. If you wish to enrol in online service click here .


    Return to the top
  • 6. Can I transfer points to a friend?


    The Membership Rewards Programme allows you to transfer Points only to your own account with a participating Frequent Flyer Programme.


    Return to the top
  • 7. How do I check my points balance?


    Simply login your Card account to see your points balance


    Return to the top

Have we missed anything?

If you have any questions about the Membership Rewards programme or would like to learn more, please call us at our Membership Services on the 24 hour Toll Free numbers printed at the back of your Card