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Home & Health

Online Merchants

Online Merchants


Shop “Online” with your Membership Rewards Points at any of the below listed Online Merchants

4 Membership Rewards Points = INR 1

A) Airlines
1. Air Asia
2. Air Costa
3. Air India
4. DragonAir
5. GoAir
6. IndiGo Airlines
7. Jet Airways
8. SpiceJet
9. British Airways
10.Cathay Pacific
11.Austrian Airlines

B) Car Rental
1. Cars on rent

C) Education
1. Christ University
2. Institute of Actuaries of India
3. Jharkhand Combined Entrance Competitive Examination
4. O.P. Jindal Global University
5. Pathways Online
6. Symbiosis Institute of Business Management
7. The British School

D) Electronics
1. Croma Online

E) Entertainment
1. Adlabs Imagica
2. Bharti Telemedia Limited
3. Big Cinemas
4. BIGFlix
5. Bigtree Entertainment Pvt. Ltd.
6. BookMyShow
7. Cinemax
8. Country Club India Ltd
9. The Delhi Golf Club
10. Delhi Eye
11. DLF Golf and Country Club
12. Games 24x7
13. Junglee Games
14. Kingdom of Dreams
15. Ramoji Flim City
17. Star India Pvt. Ltd.
18. Tata Sky

F) Hotels
1. Dolphin Hotels
2. ITC Grand Bharat
3. ITC Hotels
4. Karnataka Wildlife Resort
5. Orange County Resorts & Hotels Ltd.
6. Trex Hospitality India Pvt. Ltd.
7. WelcomeHeritage Hotels

G) Insurance
1. Apollo Munich Health Insurance
2. Aviva Life Insurance
3. Bajaj Alianz
4. Bharti AXA Life Insurance
5. Birla Sun Life Insurance
6. Canara HSBC OBC Life Insurance
7. Cholamandalam Finance
8. CignaTTK Health Insurance
9. Exide Life Insurance
10. ICICI Lombard
11. ICICI Prudential Life Insurance
12. IDBI Federal Life Insurance
13. IFFCO Tokio General Insurance
14. Max Healthcare
15. Max Life Insurance
16. Max Bupa Health Insurance
17. MetLife
18. Oriental insurance
19. PNB Met Life
20. Reliance Life insurance
21. SBI Life Insurance
22. Tata AIG

H) Restaurants
1. The Beer Café
2. Domino’s
3. The Holy Smoke
4. KFC
5. Foodmingo
6. Pizza Hut

I) Telecom
1. Aircel
2. Airtel
4. BSNL Cellone
5. Idea Cellular
6. Mahanagar Telephone Nigam Limited
7. Matrix
9. Reliance Communication
10. TATA Communication
11. TATA Docomo
12. TATA Indicom

J) Travel
1. Air Travel Bureau Ltd.
2. Airtickets India Pvt. Ltd.
3. Akbar Travels
4. Armsons Tours & Travel
5. Atom Travel Service
6. Cleartrip
7. Club Mahindra Holidays
8. Coffee Day Hotels & Resorts
9. Comfort Holidays Pvt. Ltd.
10. Creative Travel
11. DELTA Travels
12. FCM Travel Solutions
13. Hyatt Travels Pvt. Ltd.
14. Jetsave India Tours Pvt. Ltd.
15. Just Click Travels Pvt. Ltd.
16. Kuoni Travel India Pvt. Ltd.
17. M.P. State Tourism Development Corporation Ltd.
18. Maharajas’ Express
19. MakeMyTrip
20. Marvel Trip
21. Maxxfun Holidays Pvt. Ltd.
23. MyBusTickets
24. Paulo Travels
25. redBus
26. Riya Travels and Tours India Pvt. Ltd.
27. Thomas Cook
28. Travel Boutique
29. Travel Choice International Pvt. Ltd.
30. Travel Spirit
32. Travelogy India Pvt. Ltd.
34. Tripura Tourism
35. Viacom
36. Vinayak Travels
37. Wise Travel India Pvt. Ltd.
38. Yatra Online Pvt. Ltd.
40. Cleartrip

K) Utilities
1. Adani GAS
3. BSES Rajdhani
4. BSES Yamuna
5. Dakshin Gujarat Vij Company Ltd.
6. Dakshin Haryana Bijli Vitran Nigam
7. Delhi Jal Board
8. DNH Power Distribution Corporation Ltd.
9. Indraprastha Gas Ltd.
10. Jaipur Vidyut Vitran Nigam Ltd.
11. Jodhpur Vidhyut Vitran Nigam Ltd.
12. Jaipur Vidhyut Vitran Nigam Ltd.
13. Madhya Gujarat Vij Company Ltd.
15. Mahanagar Gas Ltd.
16. MeeSeva
17. Maharashtra Electricity Bill Payment
18. Nagpur Municipal Corporation
19. North Delhi Power Ltd.
20. Noida Power Company Limited
21. Paschim Gujarat Vij Company Ltd.
22. Pune Municipal Corporation
23. Punjab State Electricity
24. Reliance Energy
25. TATA Power Ltd.

1. Select your American Express Card as mode of payment

2. Enter the ‘One Time Password’ (OTP) and choose ‘Membership Rewards’ on the Safekey screen. Click on ‘Continue’

3. Confirm the ‘Points to Redeem’ and then click on ‘Redeem my Points’

1. All American Express Cards issued in India which are enrolled in the Membership Rewards Programme and earn Membership Rewards Points are eligible to redeem points with Safekey, provided that:
a) Cardmember is making a purchase online at participating merchants that are enrolled with American Express Safekey and Use points with Safekey. Merchants enrolled with “Use points with Safekey” are subject to change at any time.
b) Cardmember at all times means the Primary/Basic Cardmember only. (Supplementary Cardmembers are not eligible for this programme/ facility.)
c) Card Account is in good standing / current status (not overdue or in collection).
d) Cardmember has minimum 1 Membership Rewards Point in Card Account

2. Subject to these Terms and Conditions, the redemption of Points will be awarded to Cardmembers in the form of a credit to the Card Account to which the transaction was originally charged and that Card Account must be associated with or linked to the Membership Rewards Account from which the Points are redeemed. If you redeem Points through Safekey, a credit will appear on your statement identified as ‘Safekey – Merchant Name’.

3. Cardmember must redeem a minimum of 1 Point at one time for each redemption process.

4. American Express Banking Corp. may require that any credit to Cardmember’s Card Account does not exceed the amount of the transaction against which the Points are being redeemed.

5. Cardmember must not withhold any payment due on Cardmember’s Card Account based upon the expectation of receiving a future credit to such Card Account.

6. If Cardmember has an American Express Banking Corp. issued Card in which Cardmember earns points, a credit to Cardmember’s Card Account as a result of using this redemption reward does not constitute a payment to such Card Account and does not satisfy the requirement to pay the minimum payment due and/ or the total amount due as per the Cardmember’s choice. Cardmember must still make a separate payment of at least the minimum payment due and/ or the total amount due in accordance with the Cardmember Agreement and Card Account statement.

7.It can take up to five working days for the statement credit to appear on Cardmember’s Card Account. In case of a credit card, Cardmember may be charged interest (if applicable) if any interest free period expires before the transfer of Points (and issue of the “Use Points with Safekey” credit) to Account. If possible, Cardmember should allow sufficient time to redeem Points before the payment date of card statement.

8. Both the full original charge from the merchant and INR value of Points redeemed will appear on your Statement of Account. The Points value of the credit will be deducted from Cardmember’s Membership Rewards Account.

9. American Express may suspend usage of the “Use Points with Safekey” tool where the Card Account is not in good standing (overdue or in collection).

10. If Cardmember subsequently returns the purchase to the merchant for a refund, the Membership Rewards Points that the Cardmember redeemed through Safekey for that purchase will not be credited back to the Membership Rewards Account. Cardmember will however receive the refund from the merchant as credit in Card Account as usual.

11. The value of Points redeemed through Safekey may vary from other redemption channels. Please visit to view our online catalogue and explore other options for redeeming your Points.

12. Please visit 'The Programme' section to view the full Membership Rewards Terms and Conditions